Legalharbor

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Your solution to better
credit starts here

At Legalharbor our commitment to our client's goes beyond just repairing credit; it's about empowering our clients to achieve their financial goals.

Legalharbor three step approach

Credit repair is a process designed to improve an individual's creditworthiness and credit score. It involves taking actions to address and rectify negative information on a person's credit report, ultimately leading to an improved credit profile.

The goal of credit repair is to help individuals qualify for better interest rates on loans, credit cards, and other financial products.

Step 1

Analyze

Analyze your credit report to find problem areas needed to address and repair.

Step 2

Dispute

Dispute unverifiable, outdated, and erroneous information that is hurting your credit score.

Step 3

Build credit

664

Build credit, as we aggressively open disputes to remove negative information.

We will guide you to build stronger credit so that your able to reach your financial goals sooner than later.

Get started today! Enroll now and get
$15 off your enrollment

Consultation
Credit Score
Credit Analysis
Personalized Game Plan

Before we can access your credit report we'll need some basic information from you:

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It has been sent.

Please enter a valid US phone number (10 digits only)

By clicking "Submit" I agree by electronic signature to: (1) be contacted by LegalHarbor about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use (including this arbitration provision).

What sets Legalharbor apart?

Feature

Service Focus

Credit repair, Credit Building, Debt settlement

Aggressive credit repair, debt settlement

Credit repair, identity theft protection, debt settlement

Pricing (Initial Fee)

~$99–$129

~$99-$195.99

~$89.95-$129.95

Pricing (Monthly Fee)

~$79–$129 per month

~$99.99–$195.99 per month

~$79.95–$139.95 per month

Money-Back Guarantee

Cancel any time plus 90 day Satisfaction guarantee

90-day satisfaction guarantee

6-month refund guarantee

Service Plans

Customizable plans not a one size fits all approach

3 levels (Credit Polish, Remodel, Rebuild)

3 plans (Concord Standard, Premier, Premier Plus)

Credit Monitoring

Yes – included with enrollment-valued at $24.99

Yes

Identity Theft Protection

Yes all clients up to 1million- included with enrollment

Optional in higher-tier plans

Yes (in higher-tier plans)

Debt Settlement

Yes

Customer Support

Personalized, Credit Advocates available

Strong, results-focused support

Extensive support with case managers

Reputation

Experienced in the Industry-growing company

Well-known, aggressive approach

Trusted, established, large company

Ideal For

Those seeking a more holistic results driven approach

People with serious credit issues who want fast results

People looking for a well-established company with comprehensive services

What are the true costs of poor credit?

Insurance rates

30-year-old driver no tickets, no claims 4-door 2016 sedan driving 12,000 a year in a city traffic.

$1,500

Excellent credit
760 or higher

$2,000
20% Higher

Very good credit
700-759

$2,150
45% Higher

Good credit
640-699

$2,400
60% Higher

Fair credit
620-639

$2,580
72% Higher

Poor credit
Under 620

Credit card rates

Average APR accross all credit cards. Credit card rates will vary due to many different factors.

12.7%

Excellent credit
740-850

17.6%

Very good credit
700-739

20.1%

Good credit
660-699

22.2%

Fair credit
620-659

25.4%

Poor credit
Under 620

Auto loan rates

60 month loan for $30,000.
Amount shown is principal and interest.

$32,667
Interest rate: 3.4%

Excellent credit
760+

$33,773
Interest rate: 4.2%

Very good credit
740-759

$35,187
Interest rate: 6.5%

Good credit
700-739

$37,506
Interest rate: 9.2%

Fair credit
600-699

$41,882
Interest rate: 14%

Poor credit
Under 600

Mortgage rates

30-year Mortgage for $350,000.
Amount shown is principal and interest.

$684,116
Interest rate: 5.1%

Excellent credit
760-850

$693,437
Interest rate: 5.22%

Very good credit
700-759

$707,528
Interest rate: 5.4%

Good credit
680-699

$739,308
Interest rate: 5.8%

Fair credit
640-679

$804,710
Interest rate: 6.6%

Poor credit
< 639

Get started today!

Enroll now and get $15 off your enrollment

Get started today! Enroll now and get
$15 off your enrollment

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Essential credit clean up

Intense credit clean up

Premier credit enhancement

Done!

Schedule a call with one of our credit repair experts

Thank you for your message.
It has been sent.

Something went wrong.
Try again.

Thank you!

Done!

Get started today with our free
credit score analysis

Your solution to better
credit starts here

Legalharbor three step approach

Analyze

Dispute

Build credit

Get started today! Enroll now and get
$15 off your enrollment

Thank you for your message.
It has been sent.

What sets Legalharbor apart?

What are the true costs of poor credit?

Feel free to contact us on any matter

Get started today! Enroll now and get $15 off your enrollment

Thank you for your message. It has been sent.

Something went wrong. Try again.

Take advantage of our super low rates while it lasts and rest easy with our 90 day risk FREE money back guarantee!

Essential credit clean up

Intense credit clean up

Premier credit enhancement

Find out if you qualify for a FREE credit report analysis and $25 off your setup fee

Answer a few quick questions to find out

Done!

Schedule a call with one of our credit repair experts

Thank you for your message. It has been sent.

Something went wrong. Try again.

Thank you!

Find out if you qualify for a FREE credit report analysis and $25 off your setup fee

Answer a few quick questions to find out

Done!

Get started today with our free credit score analysis

Your solution to better credit starts here

Legalharbor three step approach

Analyze

Dispute

Build credit

Get started today! Enroll now and get $15 off your enrollment

Thank you for your message. It has been sent.

What sets Legalharbor apart?

What are the true costs of poor credit?

Feel free to contact us
on any matter

Get started today! Enroll now and get
$15 off your enrollment

Thank you for your message.
It has been sent.

Something went wrong.
Try again.

Take advantage of our super low rates while it lasts and rest easy
with our 90 day risk FREE money back guarantee!

Thank you for your message.
It has been sent.

Something went wrong.
Try again.

Get started today with our free
credit score analysis

Your solution to better
credit starts here

Get started today! Enroll now and get
$15 off your enrollment

Thank you for your message.
It has been sent.