If you do a lot of shopping at companies owned by TJX (Marshall's, T.J. Maxx, HomeGoods, Sierra Trading Post), you might have considered opening a TJX Rewards Credit Card. The TJX rewards credit card is a great idea if you spend a lot of money at these stores, because with the credit card, you are able to access special prices, deals, and promotions that you otherwise might not get without it. 

Let's take a look at the TJX rewards credit card, including the benefits of the card, where you can use the card, and a variety of the member perks that come with being a cardholder of the TJX Rewards Credit Card.

TJX Rewards Credit Card Information

What is the Difference Between the TJX Rewards Master Card and TJX Rewards Credit Card?

If you've been thinking about opening up a TJX Rewards account, you've probably wondered what the difference between the TJX Rewards Mastercard and the TJX Rewards Credit Card is. The main difference between the two is the TJX Rewards Mastercard is a credit card that can be used in other locations aside from just TJX stores, while the TJX Rewards Credit Card can only be used in any store owned by TJX. 

What Stores Can I Use the TJX Rewards Credit Card In?

The TJX Rewards Credit Card can be used in any TJX store or online at any of the TJX store websites. These include the following:

• T.J. Maxx
• Marshalls
• Homegoods
• Sierra Trading Post
• Winners
• HomeSense
• T.K. Maxx

You can also use your TJX Rewards Credit Card online at any of the above retailers' websites, giving you access to even more great products, rewards, and other promotions that being a cardholder entitles you to!

What Are Some of the TJX Rewards Credit Card Benefits?

The TJX Rewards Credit Card comes with some very interesting benefits! For example, when you open up a TJX Rewards Credit Card account, you will have access to a lot of great perks, including monthly sweepstakes that are exclusively for cardholders, new arrival alerts so that you can be the first to find something new, and notifications for online exclusive products, which gives you the ability to purchase them before non-cardholders! You also will get access to fun experiences and giveaways in your local TJX store, and free shipping offers for both Sierra Trading Post and T.J. Maxx, making it easier to shop for your favorite things. 

As far as monetary benefits, you will get a voucher for $10 off your first purchase when you use your new card, and for every $200 you spend with your card, you will receive a coupon that will allow you to take $10 off your next purchase - and there are no limits to how many of these coupons you can earn! 

The 0% fraud liability gives you the peace of mind - if you didn't authorize a charge on your account, you needn't worry; the team at TJX Rewards will help work with you to refund the money and get your account back to being perfectly secure.

Terms, Conditions, and Fees

Wondering about the terms, conditions, and fees surrounding the TXJ Rewards Credit Card? Here's a bit of a breakdown for you, so that you can get a clearer idea of the fine print.

• The APR (Annual Percentage Rate) for purchases with the TJX Rewards Credit Card is 28.99%, which of course can vary depending on Prime Rate.
• You have 23 days in your billing cycle, so if you are trying to avoid interest, it is best to pay your account in full during this time.
• If you are charged interest, the price you are charged will be at least $2.00.
• The late fee for missed payments is $35, which is roughly the same as other credit cards and store cards.
• There is no annual fee for this card.

Opening a TJX Rewards Credit Card can be a great help for those who spend a lot of time shopping at any of the TJX owned companies. If you shop at T.J. Maxx, Marshalls, Sierra Trading Post, HomeGoods, or any of these other stores (or online on their websites), this card can have a lot of benefits for you! Before shopping online, be sure to view our TJ Maxx shopping deals to save on your purchase.

You have the chance to earn rewards for every $200 you spend, you get a $10 coupon for using the card on your first purchase, and you are even eligible for in-store events and giveaways. If you are planning on opening a card, it is always a great idea to read the fine print, of course, but this card is a wonderful way to enhance your shopping experience at any of the TJX owned stores.