Who says that stylish apparel isn't for everyone? Torrid is a brand that provides fashionable clothing, shoes, and accessories in sizes 10 through 30. With a wide assortment of dresses, tops, jeans, swimwear, intimates, active wear, and more, there are a lot of great reasons to shop at Torrid - not to mention that their sales and prices are often very good for the quality of items you are purchasing. Torrid knows exactly what is in style and what you need to look good, and they create both staple pieces and fashion pieces that will compliment any shape or size, keeping you looking great at all times.

When it comes to shopping at Torrid, you might consider the pros and cons of opening up a Torrid Insider credit card. The Torrid credit card comes with a lot of perks that you might find yourself really wanting to get in on, but what exactly are those perks, and what kinds of cons come along with opening up a Torrid Insider credit card account? 

Let's take a look at both the pros and cons and see if the Torrid Insider credit card is for you. And don't forget, we carry plenty of new online Torrid coupon codes that will help you save on your purchase.

Torrid Insider Credit Card Info

Pros of Being a Torrid Insider Credit Card Holder:

• New Cardholder Welcome Offer - When you sign up for a Torrid Insider credit card, you will receive a $15 reward that will be included when you receive your credit card.

• 25% Off First Purchase with Card - As soon as you sign up for the Torrid Insider credit card and are approved, you will be able to use your card to make your very first purchase on Torrid. You'll also save 25% on your first purchase with the Torrid Insider card!

• Two 30% Off Shopping Days Each Year - Every year, cardholders receive access to special shopping days where you will be able to take 30% off your purchase. This is a great offer if you shop with Torrid often.

• Special Sales - There are several times each year when Torrid holds sales, and Torrid Insider credit card holders will receive an extra percentage off certain items or their entire purchase. For example, there are times when there is a 30% off sale site wide, but Torrid Insider credit card holders can take an additional 10% off, making it 40% off instead of 30%.

• No Annual Fee - The Torrid Insider credit card does not have an annual fee.

Cons of Being a Torrid Insider Credit Card Holder:

• Coupons Cannot Be Combined with Other Sales - One major downfall of receiving the introductory offer of 25% off your first purchase with your Torrid Insider credit card is the fact that the offer cannot be combined with other offers or sales on the site. This is true for all coupons though - you can only use one coupon at a time.

• 26.99% APR - The annual percentage rate (APR) on the card is 26.99%, but that can vary depending on the Prime Rate. While this isn't necessarily a high APR, it is something to think about when applying.

The Torrid Insider credit card is a great card for those who shop at Torrid frequently. This card offers lots of great benefits, such as an offer for $15 off of a purchase, 25% off your first purchase, no annual fee, and special sales that are held throughout the year (such as the twice-per-year 30% off for cardholders sale). Although coupons cannot be combined with other offers or sales, and the APR is 26.99%, it can definitely be worth it to consider signing up if you enjoy fashion and purchase a lot of your clothing from Torrid.